INTRODUCTORY 0% APR on balance transfers and purchases for six months, and 10.99%–16.99% APR thereafter, when you open a VISA Platinum card with uChoose Rewards*.

Apply Now

or download the PDF application

You also get:

  • No annual fee*
  • 1 uChoose Rewards point for every 1 dollar you spend
  • CardValet to help manage your card online
  • Fraud prevention tools, like real-time fraud detection
  • Visa Zero Liability**

Apply Now

or download the PDF application


Apply with our safe and secure online application. We use security measures that are among the best in the e-commerce industry to ensure your information is safe.

Card Benefits

Shield icon

Protect yourself from fraud with real-time fraud detection, identity theft assistance, replacements for lost or stolen cards and zero liability** for fraudulent charges.


Wallet iconUse the latest digital wallet payment methods like Visa Checkout, Apple Pay, Samsung Pay and Android Pay for easy and safe digital payments. 

Credit cards iconControl your card with CardValet®, an app that lets you turn your card on/off, define spending limits by vendor type and limit where your card can be used. 


Piggy bank iconEarn uChoose Rewards points with every purchase. Redeem your points from a catalog of millions of items including concert tickets, cruises and even cash back.


* Subject to credit approval. Interest rate after promotional period will be between 10.99%–16.99% APR based on your creditworthiness. Transaction fees for this card may include: ATM fee–$2.50, Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

** Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use.Consult issuer for additional details or visit