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Man thinking about the last time he got 20,000 of anything

When you open and use a VISA Platinum Variable credit card with uChoose Rewards, you get 20,000 uChoose Reward Bonus points*.

Earn One Point for Every $1 You Spend!

That’s 20,000 points you can spend on millions of items, including cash back. You’ll also get::

  • No annual fee**
  • CardValet to help manage your card online
  • Fraud prevention tools, like real-time fraud detection
  • Visa Zero Liability***

Apply Now

or download the PDF application


Apply with our safe and secure online application. We use security measures that are among the best in the e-commerce industry to ensure your information is safe.

Card Benefits

Shield icon

Protect yourself from fraud with real-time fraud detection, identity theft assistance, replacements for lost or stolen cards and zero liability*** for fraudulent charges.


Wallet iconUse the latest digital wallet payment methods like Visa Checkout, Apple Pay, Samsung Pay and Android Pay for easy and safe digital payments. 

Credit cards iconControl your card with CardValet®, an app that lets you turn your card on/off, define spending limits by vendor type and limit where your card can be used. 


Piggy bank iconEarn uChoose Rewards points with every purchase. Redeem your points from a catalog of millions of items including concert tickets, cruises and even cash back.


* Offer applies only to VISA® Platinum Variable credit card. Subject to credit approval. To earn the uChoose Reward Bonus Points, you must open a new VISA Platinum Variable credit card with Rewards between February 1, 2019 and March 31, 2019, and have $1,000 or more of qualifying credit card purchases post to your account within 60 days of the credit card account open date. Bonus points will be awarded approximately June 13, 2019 for accounts opened within the promotion period. Balance transfers do not qualify for this promotion.

** Apply for our Visa Platinum Variable credit card, with uChoose Rewards, and get 5.99% APR for 6 months and 17.24% variable APR thereafter on balance transfers and purchases. Transaction fees for this card may include: ATM fee-$1.50, Foreign transaction-1% of each transaction in US Dollars, Cash Advance-$10 or 3% of the amount of each advance, whichever is greater.

** Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use.Consult issuer for additional details or visit www.visa.com/security