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Dane County Flooding Disaster Recovery & Relief

“Where do I start?”

The historic flooding of 2018 and its aftermath have devastated our communities. Whether you need assistance or want to provide help, many people have told us they’re not sure where to start. State Bank of Cross Plains is here to help. It doesn’t matter if you’re a Bank customer or not – this is about community and family. We are here to help get our communities back on their feet with a Disaster Recovery Account and Disaster Relief Loans to help affected businesses and individuals.

In addition, here are some steps you can take to get back on your feet and help others do the same:

1. Report Damage.

To report home or business damage, dial 2-1-1

2-1-1 is a free, confidential referral and information service that connects you with a specialist to help you find the support services you need. If you have not already done so, please contact this number anytime, 24-7.

Reporting damage also helps the community as a whole. FEMA resources are allocated based on total reported damage to an entire area. Reporting your damage will help FEMA and other government agencies determine how much assistance our community needs.

In addition to contacting this number, we also encourage you to document any damage and reach out to your insurance provider(s).

2. Need Help?

Disaster Recovery Account

State Bank of Cross Plains has set up a Disaster Recovery Account where people can make donations for the benefit of individuals and businesses impacted by this terrible storm.

How Can I Apply for Relief?

Please contact your local State Bank of Cross Plains office in person or by phone at (608) 798-2400 or (855) 256-7328. We are currently working with United Way of Dane County to establish administration of the Disaster Recovery Account. 

Apply Online

Disaster Relief Loans for INDIVIDUALS

State Bank of Cross Plains will also be offering Disaster Relief Loans to individuals affected by the Dane County flood damage.

Disaster Relief Loans are available up to $5,000 with no payments or interest for the first 6 months, followed by fixed payments for 60 months.

For example, a loan of $5,000 at 0% interest with no payments for 6 months followed by a fixed rate of 5.00%, will have 59 payments of $94.50 and 1 payment of $94.32, resulting in 4.201% APR*.

We understand that $5,000 may not cover the full extent of damages to some homes. If you find that more assistance may be necessary, please contact a Personal Banker at any of our locations to discuss our lower cost home equity options, as well as our Disaster Relief Consumer Loan.

*APR is the annual percentage rate. Fixed interest rate will be the Prime Rate as published by the Wall Street Journal at time of loan closing. Prime Rate is 5.00% as of August 23, 2018. No prepayment penalty. One loan per household. Applications must be received by October 31, 2018. Subject to credit approval and subject to change.

Disaster Relief Loans for BUSINESSES

State Bank of Cross Plains will also be offering Disaster Relief Loans to businesses affected by the Dane County flood damage.

Disaster Relief Loans are available up to $5,000 with no payments or interest for the first 6 months, followed by fixed payments for 60 months.

For more information on the Disaster Relief Commercial Loan, contact:

Tara Grays (Black Earth, Madison)
tgrays@sbcp.bank, (608) 826-3524

Ben Swanson (Cross Plains, Middleton)
bswanson@sbcp.bank, (608) 798-5257

*One loan per business. Applications must be received by October 31, 2018. Subject to credit approval and subject to change.

3. Looking for Ways to Help Others?

Donate

State Bank of Cross Plains is currently accepting donations to the Disaster Recovery Account via check, cash or online. You can deliver your donations in person or via mail to any of our locations or online via the donate button below. Please make out checks to "State Bank of Cross Plains - Disaster Recovery Account."

Donate Online

 

Volunteer

The villages of Cross Plains, Black Earth and Mazomanie have information on their respective village websites for volunteers, as well as Facebook pages set up including Black Earth Community Clean Up, Cross Plains Disaster Relief and What’s Happening Mazomanie. You can also find additional information from United Way or Channel 3.

 

“Without a sense of caring, there can be no sense of community.”
- Anthony J D’Angelo